Consent-based rental credit
Verified rental payment history can help tenants build financial credibility for mortgages, rent-to-own products, personal loans and housing finance without allowing free citizen search.
Restricted access boundary
BankConsentAccess; citizens cannot be searched freely.
Sensitive lookups require a purpose, case reference or consent reference and must generate an audit log. Export controls are restricted in the demo.
Consent requests
8
Tenant-controlled demo pipeline
Approved reports
3
Summary-only credit reports
Rental credit score
757
Tenant-approved view
Data scope
Minimized
No raw dispute evidence
Consent request workflow
Request submitted
CompleteBank requests tenant rental summary.
Tenant review
Pending ReviewTenant approves or rejects scope.
Report generated
ReadyDRMS returns summary-only report.
Revocation available
LoggedTenant can revoke future access.
Tenant rental credit report
Tenant
Ama Serwaa Boateng
Score
757
Consent
Required
| Metric | Summary |
|---|---|
| Payment streak | 2 paid records in demo ledger |
| Preferred channel | Mobile Money |
| Lease reference | DRMS-LEASE-2026-001 |
| Report scope | Payment reliability summary only |
Reports table
| Reference | Applicant | Scope | Status | Product |
|---|---|---|---|---|
| CONSENT-BNK-2026-088 | Ama Serwaa Boateng | Rental score | Pending Review | Mortgage pre-assessment |
| CONSENT-BNK-2026-102 | Esi Mensah | Payment reliability | Approved | Tenant savings plan |
| CONSENT-BNK-2026-119 | Kofi Mensah | Rent income summary | Approved | Income-backed loan |
Payment reliability chart
Rent-to-own qualification
Use verified rent history to assess readiness.
Mortgage pre-assessment
Summarized affordability signal after consent.
Tenant savings plan
Target deposits and rent discipline goals.
Landlord income-backed loan
Rent receipts support income verification.
Property improvement financing
Verified property and payout records inform offers.